Client portal
The buying and financing process
We are aware that for many of you, buying your own home is one of the most important decisions you will make in your life. We are ready to advise and assist you every step of the way and will be happy to guide you through the entire administrative process, including obtaining a mortgage loan.
The client concludes a reservation contract with the developer of the project, Doma je Doma, and pays a one-time reservation fee of CZK 100-200 thousand depending on the size of the unit. We will be happy to discuss in detail the options for financing the property together, our experts will go through all the options with you and present you with a range of advantageous mortgage loans from Czech banks.
on the future contract
After the building permit for the reserved property and the related infrastructure becomes legally valid, the developer will invite the client to conclude a future purchase contract and pay the first instalment of the purchase price in the amount of 15% of the total price of the property, including VAT, less the reservation fee already paid.
The remaining part of the purchase price in the amount of 85% will be paid by the buyer after the building is approved. So, unlike other projects, you don't deal with the mortgage or interim payments now, but can wait for a more favourable offer from the banks. If, on the other hand, you are planning to pay a larger part of the purchase price in cash, we will be happy to prepare an individual offer of a discount for an accelerated payment schedule.
Financing and mortgage
If you have questions about financing or just need a no-obligation consultation, please do not hesitate to contact us. Our expert advisors are ready to go through your options with you and present you with a range of favourable mortgage loan terms and conditions that we have secured for our clients with leading Czech banks.
